Bankruptcy Attorneys - Leiden & Leiden - Most Experienced Bankruptcy Firm in Augusta GA

Residential Homestead Exemption

admin — Thu, 10 May 2012 16:23:14 +0000

On May 2, 2012, Governor Nathan Deal signed Senate Bill 117, which increased the residential homestead exemption in the State of Georgia from $10,000 to $21,500 for an individual debtor, and from $20,000 to $43,000 for a married debtor. Our …

When Should You Consider Filing for Bankruptcy?

admin — Fri, 04 May 2012 19:39:38 +0000

This is a common question that I am asked, sometimes by potential clients, but more often by friends and family of individuals who are in financial trouble, but don’t know at what point it is appropriate to make the recommendation …

Having children: good for the family, bad for the pocketbook

admin — Wed, 02 May 2012 15:23:58 +0000

I have often joked about how my father presented me with a bill for $250,000 immediately after my college graduation. He explained that it represented the cost of feeding, clothing, raising and educating me through college. Unfortunately for today’s parents, …

Phone collection scam. Don’t be a victim

admin — Wed, 25 Apr 2012 15:14:13 +0000

While other blogs have addressed collection law and lottery scams, there is a new scam which falls somewhere in the middle of the two. Consumers will receive phone calls from individuals claiming to be with non-existent government agencies, threatening …

Do’s and Don’t's in Dealing with a Collection Agency

admin — Wed, 04 Apr 2012 18:27:25 +0000

Even the most vigilant, conscientious consumers may have to deal with a collection agency at some point. It could be because a bill was overlooked at some point. It may be because the consumer disputed the debt, and refused to …

DO I NEED AN ATTORNEY TO FILE A BANKRUPTCY?

admin — Mon, 16 Jan 2012 20:39:48 +0000

DO I NEED AN ATTORNEY TO FILE A BANKRUPTCY?

This is a common question that is asked by potential clients. The short answer is “no”. Bankruptcy law does not require that a debtor have an attorney in order to file …

The Truth About Rapid Refunds: Refund Anticipation Loans May Not be Worth the Risk

admin — Wed, 04 Jan 2012 17:22:08 +0000

Refund Anticipation Loans or “RAL’s” were originally marketed as “rapid refunds”, with the goal of expediting the receipt of income tax refunds for tax filers. What many filers believed was a refund was actually a loan made directly to the …

AVOIDING THE POST-HOLIDAY BLUES BY PRUDENT DEBT REPAYMENT

admin — Tue, 03 Jan 2012 16:50:22 +0000

Once the joy and good tidings of the holiday season have subsided, unpleasant reminders begin to appear in the mailbox in the form of higher-than-average credit card bills. Some consumers may be prepared for their credit card statements, while others …

Possibly the worst bank in the U.S. and Europe – Santander customers beware

admin — Thu, 29 Dec 2011 19:13:22 +0000

Huge Eurobank, rated ‘Britain’s worst,’ now accused of gouging US consumers
By Bob Sullivan

The accusations are as outrageous as they are plentiful: Hundreds of “robocalls” — in one case, 800 to a single person — to collect auto loan …

WHAT YOUR BANKRUPTCY ATTORNEY WILL NEED TO STOP A GARNISHMENT

admin — Thu, 29 Dec 2011 19:08:10 +0000

Given the declining economy and subsequent rise in consumer debt defaults, creditors have become more aggressive in their collection attempts. This usually leads to legal action, and eventually wage or bank account garnishment. While a bankruptcy filing will stop …