DO I NEED AN ATTORNEY TO FILE A BANKRUPTCY? This is a common question that is asked by potential clients. The short answer is “no”. Bankruptcy law does not require that a debtor have an attorney in order to file a bankruptcy case. However, the...
Read moreWHAT YOUR BANKRUPTCY ATTORNEY WILL NEED TO STOP A GARNISHMENT
Given the declining economy and subsequent rise in consumer debt defaults, creditors have become more aggressive in their collection attempts. This usually leads to legal action, and eventually wage or bank account garnishment. While a...
Read moreCommon Myths About Bankruptcy
Will you lose your house and retirement savings? When will you be able to borrow money again? Get the facts on these questions and more. Read More
Read moreBankrupty Terms for the Layperson
Many people have trouble understanding the terms that lawyers routinely use. But even attorneys in other areas of practice often complain that bankruptcy attorneys seem to have their own arcane language. Because both debtors and their attorneys...
Read moreCommon Causes of Bankruptcy
Prior to the enactment of the Bankruptcy Abuse Prevention and Consumer Protection Act in 2005, both houses of Congress solicited testimony regarding the rise in consumer bankruptcy filings. Consumer advocates, such as Harvard’s Elizabeth Warren...
Read moreREBUILDING YOUR CREDIT AFTER A PERSONAL BANKRUPTCY
The importance of good credit in our economy cannot be understated. It is a factor to be considered not only in lending, but also in the acquisition of housing, employment and higher education. The effect of a personal bankruptcy on a...
Read moreCONSUMER RIGHTS UNDER THE FAIR DEBT COLLECTION PRACTICES ACT
It is obvious that Bankruptcy and debt collection should go hand-in-hand, as ultimately it will be the attempts at collection upon one or more debts that will inevitably trigger a bankruptcy filing. One of the frequent questions that we hear...
Read moreTO CONSOLIDATE OR NOT TO CONSOLIDATE
Fortunately Hamlet did not have to ponder the consequences of mounting unsecured debt, coupled with the prospect of limited income with which to maintain those debt obligations. However, many homeowners are faced with this issue, and may...
Read moreBankruptcy Reform, Five Years Later
Unfortunately, little has changed for the better for consumer debtors since the Bankruptcy Abuse and Consumer Protection Act (BAPCPA) was implemented five years ago; consumer bankruptcy attorney Zane Leiden examines Bankruptcy Reform’s...
Read more2010 Foreclosures were at an all-time high, and experts predict 2011 will be worse.
2010 Foreclosures were at an all-time high, and experts predict 2011 will be worse. Read more.
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