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WHAT IS A NON-DISCHARGEABLE DEBT, AND HOW CAN IT AFFECT MY BANKRUPTCY CASE?

WHAT IS A NON-DISCHARGEABLE DEBT, AND HOW CAN IT AFFECT MY BANKRUPTCY CASE?
June 2, 2017 by zleiden

When a consumer files a bankruptcy case, all of their debts must be identified and listed in their bankruptcy petition. The Bankruptcy Code requires that all of your creditors must be notified of the bankruptcy filing. However, just because a...

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COMMON QUESTIONS THAT BANKRUPTCY ATTORNEYS HAVE TO ANSWER FOR POTENTIAL CLIENTS

COMMON QUESTIONS THAT BANKRUPTCY ATTORNEYS HAVE TO ANSWER FOR POTENTIAL CLIENTS
May 12, 2017 by zleiden

The decision to file a bankruptcy case can be very difficult. Unfortunately, circumstances beyond a consumer’s control may not leave any other options. But while a prospective bankruptcy client may only have one immediate concern – such as a wage...

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WESTINGHOUSE BANKRUPTCY: WHAT WILL IT MEAN FOR PLANT VOGTLE WORKERS?

WESTINGHOUSE BANKRUPTCY:  WHAT WILL IT MEAN FOR PLANT VOGTLE WORKERS?
April 19, 2017 by zleiden

Many are wondering how the impending Westinghouse bankruptcy will affect those businesses with contractual ties to the company.  Westinghouse is the company in charge of designing two new nuclear reactors at Plant Vogtle in Burke County. ...

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Service of Process in Debt Collection Lawsuits in Georgia

January 20, 2017 by m3admin

Previous articles on this website have the progression of a debt collection lawsuit from judgment to eventually the attachment of liens to real property, bank account seizures, and wage garnishments. Unfortunately, many consumers fail to protect...

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HEIGHTENED REVIEW OF INCOME TAX RETURNS IN CONSUMER BANKRUPTCY CASES

December 14, 2016 by m3admin

Since the Bankruptcy Reform of 2005, additional requirements were imposed upon consumer debtors who filed chapter 7 or Chapter 13 bankruptcy. One of those requirements is that debtors must provide their most recent income tax returns to the...

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LIFE AFTER BANKRUPTCY: SEPARATING FACT FROM FICTION

LIFE AFTER BANKRUPTCY:  SEPARATING FACT FROM FICTION
August 24, 2016 by zleiden

Even though they may need relief, many people delay the filing of a personal bankruptcy because they are concerned about the effect it will have on their credit going forward. Unfortunately, they often ignore the damage that has already been done...

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ARE CREDIT CARD COMPANIES REQUIRED BY LAW TO ACCEPT LESS THAN THE AMOUNT OWED?

ARE CREDIT CARD COMPANIES REQUIRED BY LAW TO ACCEPT LESS THAN THE AMOUNT OWED?
August 8, 2016 by zleiden

Lately in Augusta we’ve been hearing radio ads from different companies that advise consumers that there are laws the credit card companies do not want to disclose, that would require credit card companies to accept less than the full...

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AVOIDING THE PAYDAY LOAN/TITLE PAWN TRAP

AVOIDING THE PAYDAY LOAN/TITLE PAWN TRAP
June 12, 2016 by zleiden

Unfortunately, many lower income consumers lack any type of savings or reserve to address an unforeseen expense or temporary reduction in come.  An auto repair of $400 can be an intimidating obstacle to someone who does not have any money set...

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COSIGNERS AND BANKRUPTCY: WHAT YOU AND YOUR BANKRUPTCY ATTORNEY NEED TO KNOW

COSIGNERS AND BANKRUPTCY:  WHAT YOU AND YOUR BANKRUPTCY ATTORNEY NEED TO KNOW
May 23, 2016 by zleiden

As part of the bankruptcy consultation process, bankruptcy attorneys will want to review all of your creditor information.  This will include any debts that you may want to keep, such as a house loan or car loan.  A consumer will be required to...

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CONSUMER BANKRUPTCY REQUIREMENTS THAT MADE SENSE

April 11, 2016 by zleiden

Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act in 2005.  Many new requirements and restrictions were imposed with the goal of creating uniformity in the evaluation of bankruptcy cases.  While there many requirements...

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TITLE PAWNS AND BANKRUPTCY: NEW CONCERNS FOR DEBTORS TRAPPED IN HIGH INTEREST LOANS

April 2, 2016 by zleiden

Recently, a Bankruptcy Judge in the Southern District of Georgia has determined that a Debtor in a Chapter 13 bankruptcy  cannot alter the terms of a title pawn transaction through a Chapter 13 repayment plan. A Chapter 13 bankruptcy does allow...

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CONSUMER BANKRUPTCY REQUIREMENTS THAT NEED TO BE ELIMINATED

February 27, 2016 by zleiden

Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act in 2005. Many new requirements and restrictions were imposed with the goal of creating uniformity in the evaluation of bankruptcy cases. It also added many...

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An Important Note Regarding Representation

While the attorneys at Leiden & Leiden, P.C. are admitted to practice in the states of Ohio, South Carolina, and Georgia, representation at this time is limited to residents of the state of Georgia. Information on this website is based upon the law of the State of Georgia, and applicable laws of the United States of America.

Recent Posts

  • WHY WOULD YOU DECLINE TO TAKE MY BANKRUPTCY CASE?
  • HOW TO PROTECT YOU AND YOUR SMALL BUSINESS FROM BANKRUPTCY
  • DEBT “NEGOTIATION” COMPANIES – NEW NAME BUT SAME CONCEPT AS DEBT “SETTLEMENT” COMPANIES
  • BANKRUPTCY FILINGS SHOW FIRST QUARTER INCREASE FOR THE FIRST TIME IN 3 YEARS
  • THE IMPORTANCE OF HAVING ADEQUATE AUTOMOBILE INSURANCE

Testimonials

I felt at ease when meeting and communicating with Zane. He really has a comforting personality. Thank you for all the help!
Zane made me feel so much better and was so kind throughout this ordeal.
You were able to ease my mind on the whole situation and through the entire process. Very impressed with the work you did and the confidence.

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Recent News

  • WHY WOULD YOU DECLINE TO TAKE MY BANKRUPTCY CASE?
  • HOW TO PROTECT YOU AND YOUR SMALL BUSINESS FROM BANKRUPTCY
  • DEBT “NEGOTIATION” COMPANIES – NEW NAME BUT SAME CONCEPT AS DEBT “SETTLEMENT” COMPANIES

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Phone: (706) 724-8548
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